What’s going on guys? Ever get the feeling that your overdraft fees from your bank were a little too coincidental for their benefit? How the timing was always stacked in the bank’s favor? Every. Single. Time?

Sure, it was fishy, but you couldn’t prove it. Or was it that times were good back in the day, and it wasn’t worth the trouble to investigate and clear up?

Well, the banks were laughing all the way to the..er, bank. Literally. Nationwide, banks and credit unions collected almost $24 billion in overdraft fees in 2008, according to the Center for Responsible Lending.

Not anymore you fat cats. Times have been tough and people aren’t letting it go anymore.

Case in point, Wells Fargo. Recently, a San Francisco judge’s scathing ruling ordering Wells Fargo to pay its customers $203 million for manipulating debit transactions to maximize overdraft fees might be just the start of troubles for the bank. Ah ha! Busted!

U.S. District Judge William Alsup’s 90-page opinion Tuesday described Wells Fargo’s motive as profiteering and said the San Francisco-based bank’s goal was to “maximize the number of overdrafts and squeeze as much as possible” out of customers.

But wait. The hefty tab represents only what the bank owes its California customers. That figure is far smaller than the potential bill from a separate suit in which Wells’ clients in other states have accused the bank of the same unfair practices.

That case, consolidated in federal court in Miami, includes similar claims against 30 other lending institutions, including Bank of America, Citibank, Chase, Union Bank and U.S. Bank.

The crux of the claims is that the banks processed debit transactions from the largest to the smallest, instead of the order in which they occurred, depleting accounts faster and boosting the number of overdrafts, which cost as much as $35 per transaction.

So, what does this mean for the case in Florida? Well, it could affect the outcome of that case, even though the judge there is not legally bound to follow it.

But the point is folks, be on the look out for your pay out from your bank soon. Don’t spend the money though, however small the eventual amount is. Save it, invest it. You’ll thank me later.

If you like this post then please consider subscribing to my full feed RSS. You can also subscribe by Email and have new posts sent directly to your inbox.

Hey, what’s going on guys? In yesterday’s post, I showed you how to attract new customers to your business using web directories. Well, usually there is a space for your company website on most those directory forms. Who doesn’t have a website these days? If not, get one now!

So, the problem with most websites is that the information on them gets outdated quickly. When that happens, the search engines stop picking it up and no one ends up going there. Then, no new customers for your business.

My suggestion? Run a regular blog on your website along with the other pertinent information you’ve got on there. Post up news in your industry, your thoughts on the news, and maybe your solutions to current problems. This will attract new customers as well as keeping your existing ones. Better yet, get paid to do this!

Enter blog advertising. Not only do you improve your writing, but you also get paid for it. That’s like getting a grant to go to school!

In fact, blog advertising is much more effective than traditional methods. Let me ask you, what do you do during a commercial creak when you watch television? You get up and go to the bathroom, get a snack, and anything that isn’t watching the commercials!

Now, what do you do when you visit a website and a pop up come sup? You get annoyed and close it as soon as possible right? And some company has paid top dollar for those ad spaces. With blog advertising, people who are actually interested in your business is already reading your blog! Advertisers would kill for these type of advertisements! But, not only do you not have to pay for it, YOU are getting paid!

Sounds great right? Now get to it! There are plenty of great blogging for money type sites out there. Pick a few within your industry and either bid on the right to get paid for a particular article or wait for someone to buy a post from you.

Alright, see you in seven (though it seems like everyday now, doesn’t it?). Get rich and stay rich guys!

If you like this post then please consider subscribing to my full feed RSS. You can also subscribe by Email and have new posts sent directly to your inbox.

Copyright (c) 2010 Scott Bywater
Copywriting That SELLS
http://www.copywritingthatsells.com.au/

The internet is very sexy at the moment.

——————————————————————
Scott Bywater is a direct mail copywriter and the author of
Cash-Flow Advertising. To get access to his highly prized
complimentary copy of ’7 Ways To Get More Customers” (valued at
$29.95) and to join his controversial and insighful “Copywriting
Selling Secrets” newsletter where you’ll uncover the truth about
why most ads and sales letters don’t work (and how to make yours
stand out from the rest) head on over to his web site at
http://www.copywritingthatsells.com.au/

See you guys in seven!

If you like this post then please consider subscribing to my full feed RSS. You can also subscribe by Email and have new posts sent directly to your inbox.

Hi guys! Here is an interesting article I found written by Jesse Self. I found that this was applicable to me since I am a Realtor, but I believe it can be utilized by many of you out there in different fields.

Copyright (c) 2010 Jesse Self
Marketing With Jesse
http://www.marketingwithjesse.com/

Educate them about what, you may be thinking. Well, consider this, many businesses focus solely on attracting new customers, but you NEED to spend a good chunk of your time retaining current and former customers. These are people you already know to be a good sales potential… they’ve already bought from you!

——————————————————————
If you haven’t already taken us up on it, Jesse Self is offering, for a limited time only, a F.R.E.E test drive at http://www.marketingwithjesse.com/ – the site is your one stop shop, all under-one-roof, source of genuinely tested, proven-yet -original, ground-breaking, even radical “insider” roadmaps for turning ordinary businesses into extra-ordinary businesses. We offer 30 hours of high-end video and audio, plus countless resources at: http://www.marketingwithjesse.com/

See you guys in seven! Now go out there and get rich!

If you like this post then please consider subscribing to my full feed RSS. You can also subscribe by Email and have new posts sent directly to your inbox.

How is it going readers? With the way the world economy is right now, you probably could be better right? Chances are, if you are reading this, you are living in North America (and yes, that includes you, Canada). And as difficult as it may be for you to believe, you really are rich. “How’s that now?” you may be asking. With rent, car and credit card payments that you can barely pay for, how can I possibly say you’re rich? Well, let’s take a look at the bigger picture.

Being a Real Estate Mogul, I have had the opportunity to travel to many countries outside of the United States. And believe you me, even the projects look like paradise compared to many third world country areas. The terrible reality is that over three billion people live on less than $2 per day while 1.3 billion get by on less than $1 per day. Seventy percent of those living on less than $1 per day are women. Do you know that the pimple-ridden punk kid spitting in your burger at McDonald’s makes more than 75% of the world’s population? In many parts of the world, there are people who don’t have food, never mind a Quarter Pounder with cheese.

You may be struggling financially. You may be living from paycheck to paycheck. The collection companies may be hounding you. You may be on the verge of giving up. It all seems so hopeless. But there is something you can do about it. And you can do it starting right now.

You can appreciate and be grateful for what you already have. To most of the world, you are living the dream life. You have clean water, fresh air, and you don’t live in a war zone. You may think your life sucks but there are billions of people who would gladly switch places with you in a heartbeat.

Take a look at all the things you already have and probably take for granted: freedom, safety, friends, and family. I’m pretty sure you have enough food for dinner tonight and breakfast tomorrow morning. You’ve probably got enough change in your pocket to get a latte at Starbucks. You’re living in a place with heat and may be even air conditioning. I bet you have a cell phone, a color TV, a computer and most importantly, access to the Internet.

Stop dwelling on the negative things happening in your life. Take some time off and just stop. Take a deep breath. Doesn’t that feel good? Have you noticed that when you think about bills, all you get in the mail are more bills? That is the law of attraction at work. Take a page out of the book, “The Secret” by Rhonda Byrne, you attract what you are and you are what you think. Change your thinking and you’ll change your life. If you’re always thinking, “My life sucks!” you will attract things that make your life suck even more. If you appreciate the things you already have and start thinking “My life is great!” you will attract things that make your life greater. It works.

I recommend you take a few minutes each day, stop and appreciate one aspect of your life. Realize that not everyone in the world can enjoy that aspect. You are special and fortunate enough to realize it. Put a smile on your face and you will feel instantly better. It really is a sad fact that most people don’t appreciate what they have until it’s gone. Don’t let that happen to you.

I hope you guys don’t find this too New Age but inspirational. In the fast pace world we live in now, it is often too easy for us to forget to just stop and smell the roses. And in many cases, that’s just all we need sometimes to get us through our stressful days.

While, I do not mean to ask you to feel better because their are people less fortunate than you in the world, I do want you to feel better about your situation. Don’t delight in other people’s misery, be delighted for everything you have.

See you guys in seven!

If you like this post then please consider subscribing to my full feed RSS. You can also subscribe by Email and have new posts sent directly to your inbox.